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Personal Loans and Overdrafts

We are confident that our unsecured Personal Loan and Overdraft products are right up to the needs of our members. We can lend from $5,000 to $30,000 unsecured and up to $50,000 for Car Finance.

Our Loyalty Reward Program is available to members on whole-of-pay deductions.
Whether your needs are for a new car, boat, caravan, holiday, renovations or debt consolidation, we can help you get a head start with our simple lending solutions.

Some great benefits of personal lending with La Trobe Credit Union:

  • Personalised service
  • No ongoing fees
  • No extra repayment fee
  • Variable rate
  • Flexible repayment options
  • Free internet & telephone banking
  • Free death cover insurance (to approved borrowers)
  • Optional cover to protect you in the event of sickness accident, or unemployment

Overdraft Flexi

Enjoy the convenience and security of an overdraft limit attached to your Redi-Access account.

Considered your Home Equity options?

The lending products outlined above are available to members who have an established relationship with the Credit Union that includes as a minimum the direct whole of salary payment into an account. A loading of 2% may be applied to the interest rate on these lending products where this condition is not met.

Personal Loans and Car Finance at a Glance

View interest rates and loan calculator


Apply here


Download a Comparison Rate Schedule

 

© La Trobe University Credit Union  |  BSB 803-159  |  ABN 93 087 651 536  |  AFSL 244373 | 
Any advice or information on this site does not take into account your personal objectives, financial situation or needs and you should consider whether it is appropriate for you.