|
CURRENT INTEREST RATES
Current from 17 December 2008
Home & Investment Loans
Car Finance
Personal Loans
Fixed Interest Rates
1. Value Plus Home & Investment Loan
| |
Interest
Rate |
Comparison
Rate |
|
| Standard Variable Rate |
6.27%
p.a. |
6.30%
p.a. |
| (1 year to 5 years fixed rates
available on request)
|
 View comparison rate schedule |
2. Ultimate Home
& Investment Loans
| |
Interest
Rate |
Comparison
Rate |
|
| Standard
Variable Rate |
6.57%
p.a. |
6.60%
p.a. |
|
| Fixed Interest Rates available
on request for terms of 1 to 3 years
|
3. Ultra Revolving
Line of Credit
| |
Interest
Rate |
Comparison
Rate |
|
| Standard Variable Rate |
6.82%
p.a. |
|
|
These rates are applicable to secured
loans.
The Comparison Rates for Value Plus, Ultimate and Integris
Loans are calculated on a loan amount of $250,000 over a term
of 25 years based on fortnightly repayments.
^top
| Product |
Term |
Interest
Rate |
Comparison
Rate |
|
Car Finance Gold
(New Cars) |
5
years |
8.95%
p.a. |
9.10%
p.a. |
| Car Finance Gold |
5
years |
9.75%
p.a. |
9.90%
p.a. |
| Car Finance |
5
years |
11.70%
p.a. |
11.85%
p.a. |
View comparison rate schedule
These rates are applicable to
secured loans.
| Product |
Term |
Interest
Rate |
Comparison
Rate |
|
| Personal Loan |
3
years |
13.45%
p.a. |
14.12%
p.a. |
| Personal Loan |
3
years |
12.95%
p.a. |
13.62%
p.a. |
| Personal Loan |
3
years |
12.45%
p.a. |
13.12%
p.a. |
| Personal Loan |
5
years |
11.95%
p.a. |
12.10%
p.a. |
| Card Consolidation Loan |
3
years |
11.75%
p.a. |
11.90%
p.a. |
| Overdraft Flexi |
N/A |
14.45%
p.a. |
|
View comparison rate schedule These
rates are applicable to unsecured loans.
The Comparison Rates for 3 years are calculated on a $10,000
loan based on fortnightly repayments. The Comparison Rates
for 5 years are calculated on a $30,000 loan based on fortnightly
repayments.
Our new fixed rate loan products
are simple to understand, with competitive fixed rates out
to three year terms.
Our fixed rates are set on Monday
of each week and apply to contracts being drafted that week.
Please contact our Bundoora Office
for current rates.
Rate Lock allows
you to lock-in the fixed rate at any time after lodging your
application. We guarantee to hold that rate for up to 90 days
before the contract is drafted. Protect yourself from future
interest rate rises for a small fee equivalent to 0.10% of
the application amount.
WARNING
The comparison rate applies only to the example or examples
given. Different amounts and terms will result in different
comparison rates. Costs such as redraw fees or early repayment
fees, and cost savings such as fee waivers, are not included
in the comparison rate but may influence the cost of the loan.
Terms, Conditions, Fees and Charges apply and are available
on application. The interest rates quoted are current at the
time of publication. |
