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Are you an overseas student undertaking courses in an Australian
university like La Trobe University?
To make this experience easier for you, the La Trobe Credit
Union can open a banking account before you even arrive in
Australia. That means when you get here, all you need to do
is show us your identification. Australian laws require us
to see acceptable identification, so make sure you bring your
passport.
We will provide you with the international SWIFT code and
account details so you can transfer funds into your account
ready to use when you arrive.
La Trobe Credit Union has convenient branches at the Bundoora,
Bendigo and Albury-Wodonga campus to make it easy for you
to receive and withdrawal overseas funds while you study.
 Like
you, we work in closely with La Trobe University’s International
Programs Office to help visiting students open accounts prior
to arrival. To make sure we understand the needs and requirements
of international students, we have senior members of the International
Programs Office on our Board of Directors; including Arlene
Peace and Charles Mott.
The international Student Account provides you:
- NO maintenance fee if your university
student card is shown each year. Saves you $3 a month
- Access your money 24 hours a day with a Redicard at ATMs
and EFTPOS Australia wide.
- FREE Internet banking 24 hours a day,
7 days a week
- FREE Telephone banking 24 hours a day,
7 days a week
- FREE withdrawals and deposits at the
counter at all of the La Trobe Credit Union branches (Bundoora,
Bendigo and Albury-Wodonga)
- A chequebook if you need it
- FREE BPAY® bill payment service
- FREE 4 rediATM transactions per month
- The first eight (8) EPTPOS card transactions per month
are FREE
- Interest is calculated daily, and paid quarterly
- Our members ‘own’ our Credit Union and don’t
pay dividends to demanding shareholders
- La Trobe Credit Union is involved in social programs
that are supporting our community
- Tips and hints on savings / budgets
and how to get the most out of your account
- If you qualify as a Redi-Access Gold Pass concession,
it means that you don’t pay any fees at all on your
Student Redi-Access Account, and enjoy commission free purchase
of traveller’s cheques and foreign currency and 20%
discount on travel insurance. See below about how
to qualify as a Gold Pass concession.
How to arrange an international account from overseas:
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1. Download and print out
this membership form
Membership Application Form (180kb PDF)
This document requires Acrobat Reader to open it. Click
here to download.
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2. Complete the first three (3) pages of the
form
- Please provide an Australian residential address
as well as your ‘home’ address. If you
don’t have that now, we can include it when
you come in to our branch.
- On the third page tick the boxes to open the Redi-Access
Account and the student concession to apply. We advise
that you tick the facilities you need as Direct Link
Internet Banking and Redicard EFTPOS card.
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| 3. Return to us by:
- Scanning and emailing to
or
- Faxing to +61 3 9479 3680
Once your application form is received, we will send
you an email confirming your account details and the
international SWIFT code so you can start to transfer
funds straight away. |
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4. When you
arrive in Australia:
- Come in to one of our branches to show us your
identification
- Now your account is ready to use!! It is as easy
at that.
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- No Redi-Access Account maintenance and transaction fees
incurred during the month;
- Commission free purchase of traveller's cheques and foreign
currency;
- 20% discount on travel insurance; and
- Increased fixed term deposit interest rate of 0.10% on
all listed rates (applicable only to maturing or new term
deposits and does not apply to special offers).
How do you get Gold Pass Concession?
Simply by keeping a minimum balance of $3,000 during the
month.
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