La Trobe University Credit Union offers you a wide range of flexible, variable and fixed interest rate home and investment loans to your budget and lifestyle.
So whether you are looking to …
… we make the whole process of buying and financing property as simple and worry-free as possible.
Contact the La Trobe Credit Union Loans Office on 03 9478 8222 or
today to find the best home & investment options to suit your budget and lifestyle.
Value
Plus
Professional package -discounted principal and interest housing loan.
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The Value Plus package is ideal for those who qualify for this professional package. Use the security of their own home or investment property for any worthwhile purpose; for example, home purchase or construction, extension or renovation of a residential property, a holiday or share investments.
On-line redraw facility option
at no cost. |
Ultimate
A principal and interest housing loan |
The Ultimate Housing Loan allows those wanting to use the security of their home or investment property for any worthwhile purpose; for example: home purchase or construction, extension or renovation of a residential property, a holiday or share investments.
On-line redraw facility option at no cost.
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Ultra
Revolving Line of Credit |
Ultra is a revolving line of credit suited to the more disciplined borrower. It allows you to direct all your income into the account and draw living expenses as and when required. Interest on the Ultra Account is payable only on the amount drawn up to an approved credit limit.
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Interest
Only Loans
(Ultimate Home Loan) |
An interest only residential or investment property loan available for an agreed fixed term to a maximum of five years and renewable.
On-line redraw facility option at no cost. |
Fixed
Interest Rate Loans
(Ultimate Home Loan) |
Fixed interest rate residential or investment property loan available for an agreed fixed term of up to three years and renewable. |
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It’s easy to apply for a home or investment loan at the La Trobe Credit Union – simply download the form, complete and return to us.
 Loan Application Form (96kb PDF)
Pre-approving your home loan makes it even easier!
Before you plan to go to auction or even looking for your new home, talk to our Loans Office staff about a home loan pre-approval. You can work out how much you can borrow based upon your income and the expected price range and location before you start looking. Your pre-approval advice will remain valid for 60 days.
Once you have found your new home of your dreams, there’s no need to start looking for finance, we will hold your application and commence work on the finances on a simple phone call from you.
Not sure whether you have a fixed or variable rate?
The decision of which type of interest rate suits you can be one of the most difficult choices to make when financing your new home or investment. Click here for some tips that may assist with your choice of selecting a fixed or variable loan.
Even better, contact the Loans Office to discuss your options to ensure you make an informed decision. Simply ring during office hours on 03 9478 8222 or email today.
Need more assistance on which type of loan best suits you?
Compare our home and investment loans at a quick glance to assist you in determining which type of loan best suits your needs. Click here or speak to the Loans Office.
Where can I view your current interest rates and loan calculators?
You’ll be amazed how competitive the interest rates are at La Trobe Credit Union. There are also handy calculators to assist you assess loan size and repayments options.
Click here to review the current interest rates and loan calculators.
Comparison rate schedule
You can download a comparison rate schedule by clicking here.
 Phone |
(03) 9478 8222 |
 Loans Office Fax |
(03) 9479 3330 |
 Email |
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