|
CURRENT INTEREST RATES
Current from 12 December 2008
All interest rates quotes are on
a per annum basis and are current as of the date of this advice
and are subject to change without notice.
Minimum deposit $1,000. Your interest
rate is guaranteed for the term of the deposit and is paid
on maturity.
| AMOUNT
OF DEPOSIT |
60
Days |
90
Days |
180
Days |
9 Months |
1 year to less than 2 years |
2 years
|
| $1,000 to $9,999 |
2.30% |
2.90% |
2.80% |
2.80% |
2.70% |
2.70% |
| $10,000 to $49,999 |
3.00% |
3.30% |
3.20% |
3.00% |
3.00% |
3.00% |
| $50,000 to $99,999 |
3.30% |
3.90% |
3.80% |
3.70% |
3.70% |
3.70% |
| $100,000 to $249,999 |
3.60% |
4.00% |
3.90% |
3.80% |
3.80% |
3.80% |
| $250,000 and over |
3.80% |
4.10% |
4.00% |
3.80% |
3.80% |
3.80% |
Redi-Access Gold Pass earns an additional 0.10% p.a.
(not applicable to posted "Special" Rates)
Interest can be paid monthly to another Credit Union account
or by cheque on Term Deposits of $10,000 or more lodged for
a minimum term of one year at the interest rates quoted above.
Australia wide access to account with Redicard and Member
Chequebook. Monthly statement is provided free of charge.
| Balance to $2,000 |
0.00% |
| Balance to $10,000 |
0.10% |
| Balance to $20,000 |
0.20% |
| Balance to $50,000 |
0.50% |
| Balance 0ver $50,000 |
1.00% |
Interest is calculated on the DAILY
balance and credited quarterly, end of March, June, September
and December.
A passbook will be provided if required.
| Balance to $10,000 |
0.10% |
| Balance to $20,000 |
0.45% |
| Balance to $50,000 |
1.00% |
| Balance 0ver $50,000 |
1.55% |
Interest is calculated on the DAILY
balance and credited quarterly, end of March, June, September
and December.
2.00% p.a. on entire balance
Interest is calculated on the DAILY balance
and credited quarterly, end of March, June, September and
December.
2.00% p.a. on entire balance calculated
on the DAILY balance. Funds (including interest)
paid on the first working day in December.
2.00% p.a. on entire balance calculated on the DAILY balance
and credited quarterly, end of March, June, September and
December.
(see term deposits interest rates for less than $5,000
above)
| |
From 1 December 2008 |
| On the portion of the balance
$41,000 |
3.00% |
| On the portion of the balance above $41,000 |
5.00% |
Interest is calculated on the DAILY
balance and paid monthly.
Available to those members affected by the Social Security
& Veterans' Affairs Deeming Rules. Statement Account only
| |
Current |
From
- 1 Jan 2009 |
| Balance
to $10,000 |
3.00% |
1.80% |
| Balance
to $50,000 |
3.20% |
2.00% |
| Balance
to $100,000 |
3.80% |
2.60% |
| Balance
to $250,000 |
4.40% |
3.20% |
| Balance over $250,000 |
4.70% |
3.50% |
Funds available at call. No minimum
transaction or balance applies.
Interest is calculated on the DAILY
balance and credited monthly.
Statement account only. Deposits are
at call. No minimum balance or minimum transaction amount
applies. Transacion access is restricted to Direct Link Internet
Banking or Phone Link Telephone Banking Services.
All interest rates are calculated on the DAILY
balance. Terms and conditions apply. Fees and charges may
be payable. Interest rates quoted are current as of the date
of this advice and are subject to change without notice. |