Personal Loans and Car Finance at a Glance

The following table will assist you in determining which type of loan best suits your needs:

BENEFITS Car Finance Gold Personal Loan Card Consolidation Overdraft Flexi
Security required tick cross cross cross
Loan Amount From $8,000 $5,000 to $30,000 $5,000 to $20,000 $1,000 to $10,000
Maximum Term 60 Months 144 Months 144 Months 60 Months
Vehicle Age n.a. n.a. n.a. n.a.
Weekly, fortnightly or monthly repayments tick tick tick n.a.
No penalty additional repayment tick tick tick tick
Top-up facility cross tick tick tick
Cheque access cross cross cross tick
Card access cross cross cross tick
Direct Link internet banking tick tick tick tick
Phone Link telephone banking tick tick tick tick
Loan Portability tick tick tick tick
Death Insurance Cover tick tick tick tick
Disability and unemployment insurance available tick tick tick cross
No Maintenance Fees tick tick tick cross
No Transaction Fees tick tick tick cross